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Pension reform in the Czech Republic and its risks
Spurný, Jiří ; Krahulec, Jan (referee) ; Škapa, Stanislav (advisor)
The diploma thesis deals with the pension reform and the pension system in the Czech Republic. The paper explains fundamental terms in the field and explains their function. The main aim of the thesis is a definition and risk analysis of individual parts of the pension system. The secondary aim is guidance how to use each of the parts of the system.
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Suggestion of Solution of Old Age Pension Scheme in the Czech Republic
Holásková, Romana ; Richterová, Jana (referee) ; Škapa, Stanislav (advisor)
Bachelors´s thesis is aimed at problems of old age pension scheme in the Czech republic. Theoretical part of thesis defines basic data relating to pension system as whole and information necessary to comparision pensions in other states. Analytic part deals with pension systems in chosen states including their analysis which is important to individual suggestions of suitable solution of pension. At the end the thesis is completed by particular suggestions which are recommendations of old age pension scheme not only for citizens but also for our government.
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Pension reform
Šuchma, Petr ; Štangová, Věra (advisor) ; Tomšej, Jakub (referee)
Pension reform Abstract This master thesis contains analysis of the pension system in the Czech Republic, its comparison with pension systems in several countries and description of historical and contemporary designs of pension reform. My ownassessment of this problematics is in conclusion. The introduction of this master thesis describes the theoretical concept of the pension system, contains detailed analysis of valid regulation of the Czech pension system (including its constitutional basis),the main first pillar,whichis financed by the pay as you go system and which represents pension insurance, as well as the supplemental pension savings as a voluntary participation pillar. Furthermore, this thesis marginally concerns procedural regulation, thus organization and proceedings in the matter of pension insurance. It describes relations between public authorities that are empowered in the area of pension insurance and description of the procedure itself. This thesis also contains an overview of pension systems in Slovakia, Sweden and the Netherlands. These countries have been selected because the Slovak and Czech pension systems are very comparable and Swedish and Dutch pension systems are generally considered some of the best in the world, whereas each of them stands on different bases. This thesis also...
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Comparison of the old-age pension insurance legislation in the Czech Republic and the Slovak Republic
Ragač, Šimon ; Štangová, Věra (advisor) ; Lang, Roman (referee)
Comparison of the old-age pension insurance legislation in the Czech Republic and the Slovak Republic Abstract The main aim of this thesis is to compare the old-age pension insurance legislation in the Czech Republic and the Slovak Republic, to point out their differences and similarities, and to evaluate their significance. To a lesser extent, the thesis also deals with the theoretical foundations of pension insurance and the historical basis of social security law, which is common to both countries. The thesis is divided into seven parts. The first part introduces social security law as a legal branch and pension insurance as its subsystem. The second part concentrates on the historical development of pension insurance from prehistoric times to the end of the twentieth century. The following three parts of the thesis are focused on the pension insurance system from a point of view of legal theory. They primarily examine relevant legal principles and sources of law, but also individual social events and pension insurance benefits. Moreover, they deal with various options for financing pension insurance and also present its pillar framework. These parts provide an essential range of information that is necessary in order to understand the functioning of old-age pension insurance in both countries. The most...
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The pension insurance system and aspects affecting its development with an emphasis on demographic changes
Remešová, Karolína ; Štangová, Věra (advisor) ; Lang, Roman (referee)
1 The pension insurance system and aspects affecting its development with an emphasis on demographic changes Abstract The diploma thesis deals with the description of the current pension insurance system in the Czech Republic and aims to evaluate the pension system on the basis of aspects that affect its development. Demographic development is a key factor influencing the system. The author describes the relevant demographic indicators and their development and presents conclusions resulting from the forecast of population development. In 2021, expenditures on social benefits accounted for 37% of all state budget expenditures, ie CZK 697 billion, of which almost 77% were expenditures on pension insurance benefits in the amount of CZK 536 billion. State budget revenues from compulsory social security premiums represent 41%, ie CZK 562 billion. As these data show, the Czech Republic will face a lack of funds in the future due to the expected aging population, and therefore the author presents possible scenarios in the diploma thesis, where the pension insurance system could develop in the future. A significant part of the diploma thesis is focused on the first pillar of the pension system, ie pension insurance, where the author describes all the concepts arising from the law. In addition to the old-age...
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Economic risks of unfavourable demographic development of the Czech Republic
BLÁHA, Filip
The aim of the thesis is to analyse the forecasts of unfavourable demographic development - the ageing of the population of the Czech Republic and the impact of these demographic changes. With the ageing of the population, the growth of public expenditure, especially the expenditure on old-age pensions and health care, is gaining importance. The paper discusses the possible impacts of population ageing, the sustainability of the existing old-age security system and the economic aspects of the negative impacts of population ageing.
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Funds of the supplementary pension savings in the pension system of the Czech Republic
MACHOVÁ, Jana
This bachelor thesis deals with problems asociated with pensions scheme in the Czech Republic and judge the effect of the pension reform on this market segment. The theoretical part is focused on the general characteristics of pension systems, history and present development of the pension scheme in the Czech Republic. It also describes transformed and participant funds and explain their origins. The practical part compares the strategy and revenues of pension companies operating in the Czech Republic. Pension companies are evaluated on the basis of the number of participants, including their deposits and the number of funds offered, which are evaluated on the basis of their profitability and risk. At the end of the work, the best pension company is evaluated based on a simple sum order method for real data.
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Pension insurance concepts and Czech pension reform
Melenec, Lubomír ; Zemanová, Jana (advisor) ; Vysokajová, Margerita (referee)
The aim of this thesis is to deal with general types of pension systems and to introduce current Czech pension scheme and its reforms. In general part of this thesis common classification of pension systems is given and advantages and risks of particular solutions are mentioned. Further so called three pillars pension scheme commonly used across European countries is described. Following parts deal with analysis of current Czech pension scheme. Description of public pension legislation focuses on rules for joining public pension scheme, obligation to pay insurance premium, rules for establishment of right to a retirement pension, rules for pension calculation and adjustment of pensions already paid. Survey of main parametric changes implemented continuously on public pension scheme is also included. Fifth chapter is dedicated to so-called small pension reform. Chapter contains analysis of Decision of the Constitutional Court of the Czech Republic which forced a legal amendment of Pension Insurance Act and required to strengthen the adequacy of pensions to prior earnings. Small pension reform consisted in changes of pension calculation rules in compliance with mentioned Constitutional Court decision and in implementation of further parametric changes of public pension scheme. Sixth chapter describes...
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